1) Eligible customers (borrowers) must have a parent (or subsidiary) corporation with presence in the U.S., Canada, or Mexico.

2) The total amount approved for a borrower is for an annual funding commitment.

3) Customers must have receivable insurance in place, however we are available to assist with this.

4) Transactions are secured by first charge on goods purchased, assignment of receivable insurance, corporate pledge, and guarantee(s) of principals.

5) Customers should be making a minimum of 25% margin on the transaction.

6) After Credit Committee approval, individual transactions are completed by TFS in a very timely and expeditious manner.